- 1. Definition of Fintech & Difference from Traditional Finance
Fintech: Combination of technology + financial services to make them faster, cheaper, and more accessible.
Difference: More digital, user-focused, lower cost, no need for ma
ny physical branches.
2. Key Drivers of the Fintech Boom
Technology (AI, blockchain, smartphones, cloud).
Consumer behavior (demand for digital & instant services).
Regulatory support (open banking, digital bank licenses).
3. Main Categories of Fintech
Digital payments (GoPay, OVO, PayPal).
Lending & financing (P2P lending, online credit).
WealthTech (digital investing, robo-advisors).
InsurTech (digital insurance).
Blockchain & crypto.
RegTech (compliance technology).https://drive.pastibisa.app/1758291108_68cd64a4693be.jpeg